Privacy Policy

Last updated: September 2026

SimpleMoney.Online ("SimpleMoney", "we", "us") is a personal project offering a set of small web tools and services: task boards, a simple CMS, a personal notes app, a job/freelancer marketplace, and file storage, tied together by one account and one internal currency (SMO). This page explains what data we collect, why, and how it's handled.

What we collect

• Account information — your email address, display name, and avatar, collected when you sign up (directly, or via Google Sign-In) through Amazon Cognito, our authentication provider.
• Content you create — notes, task boards, CMS pages, job postings/applications, freelancer profile details, and files you upload (up to your storage quota). This content belongs to you; we store it to provide the service.
• Analytics — Google Analytics (G-5XEL5DMEKL) collects usage data including a truncated IP address, pages viewed and device type, so we can see which tools are actually used.
• Our own visit count — we also count visits ourselves, because ad-blockers hide most of our visitors from Google Analytics. For each page view we store the page address, the time, which of our sites it was, and an anonymous visitor id kept in a cookie named smo_uid on simplemoney.online. The id is a random value: it is not derived from you, it is not linked to your account, and it tells us only that two visits came from the same browser. We do not store your IP address — it is used to recognise our own office and then discarded. These records are deleted after 400 days, and are never shared with anyone.
• SMO wallet balance — SimpleMoney's internal, free engagement currency. It is granted, never purchased with real money, and never redeemable for cash.

Signing in with Google

If you choose "Sign in with Google," Google shares your email address, name, and profile picture with us (via Amazon Cognito) so we can create or log you into your SimpleMoney account. We do not receive your Google password, and we do not post to your Google account or access any other Google data. You can review or revoke this access anytime from your Google Account permissions page.

How we use your data

• To operate the account, wallet, and every tool/service you use on the platform.
• To keep the platform secure — detecting abuse, spam, and bots on public pages (for example, rate-limiting and honeypot checks on anonymous demo pages).
• To send you account-related notifications (for example, activity on a project or job you're part of).

We do not sell your personal data. We do not run third-party advertising on the platform.

Who can see your content

Notes are private to you. Boards, CMS sites, job postings, and freelancer profiles are visible to whoever you explicitly share them with, or to the public if you publish them (a CMS site, a job posting, a freelancer directory listing). Reviews left after a completed project are public.

Data storage

Data is stored on Amazon Web Services (DynamoDB, S3) in the AWS us-east-1 region. Files you upload count against your personal storage quota and remain yours — you can delete them at any time.

Who else sees it

• Amazon Web Services — hosting, storage, database and authentication (region: US East).
• Google — analytics, and sign-in if you choose "Sign in with Google".
• Anyone on the internet, for content you publish (a CMS site, a job posting, a directory listing, a public review).

How long we keep it

Your account and the content you create are kept until you delete them or ask us to delete the account. Analytics data follows Google's retention settings. Our own visit records are deleted automatically after 400 days. Browser preferences stay until you clear your browser data.

Cookies and local storage

We use cookies for sign-in (set by Amazon Cognito across simplemoney.online), for analytics, and one named smo_uid that holds the anonymous visitor id described above — it is what lets us count one person once instead of once per site, and it expires after a year. We use browser local storage for your preferences and for tool state that never leaves your device. You can clear both from your browser settings, though sign-in will not work without the authentication cookies.

Your choices

• You can edit or delete your notes, boards, CMS sites, files, and freelancer profile at any time from your account.
• You can request full account deletion by contacting us (see below).

Contact

Questions about this policy or your data — email support@simplemoney.online or use the feedback form on the site.